Canadian Dental Care Plan in London

Canadian Dental Care Plan Near You

Do you need inexpensive dental care but don’t have dental insurance? When you need a dentist in London, our team at Horizon Dental Care is ready!

Our clinic is an approved CDCP provider, thus facilitating access for seniors and adults without private insurance to benefit from the Canadian dental care plan near you. The Canada dental program helps patients pay for basic dental services, so you don’t have to worry about the high costs. If your family income is below CAD 90,000 and you lack private coverage, then you might be a beneficiary of this benefit.

What is the Canadian Dental Care Plan (CDCP)?

The Canadian dental care plan is a government program that assists adults and seniors without dental insurance. It covers services ranging from routine checkups to major treatments like dentures, crowns, or oral surgery.

At Horizon Dental Care, we teach patients step-by-step on using the CDCP, ensuring access to care with no complicated paperwork.

Who Can Get the CDCP for Seniors and Adults?

To qualify for the CDCP for seniors or adults:
  • You must have no dental insurance for seniors or other private dental coverage
  • Be a Canadian resident for tax purposes.
  • Have filed a recent tax return
  • Have an adjusted family net income under CAD 90,000

The program began for seniors in late 2023. From June 1, 2025, all uninsured adults became eligible for coverage under the Canada Dental Program.

To What Extent will the CDCP Provide Coverage?

The amount covered is based on the household income:
  • Income below CAD 70,000 → The government covers the entire amount; you pay nothing.
  • Income between CAD 70,000 and CAD 79,999 → The government pays 60% and you pay 40%.
  • Income between CAD 80,000 and CAD 89,999 → The government pays 40%, and you pay 60% of the cost.

This assists patients in budgeting the difference in costs when the dental clinic’s charges exceed the CDCP fee schedule.

canadian dental care plan in london on
canadian dental care plan near you

What Services are Covered Under the Canada Dental Program?

The Canadian dental care plan covers treatments when clinically necessary:

  • Exams, cleanings, X‑rays, fluoride, sealants
  • Fillings, extractions, root canals
  • Gum treatments and wound care
  • Crowns, dentures, and implants (preauthorization may be required)
  • Oral surgery and sedation
  • Limited orthodontic care for medical necessity (starting mid‑2025)

Some complex services require preapproval through Sun Life Financial. Our team helps you with this process.

How to Apply for the Canadian Dental Care Plan

Getting started is simple:
  1. Confirm you meet the eligibility criteria.
  2. Apply online via your MSCA account, by phone (1‑833‑537‑4342), or by mail.
  3. Provide your SIN, address, and proof of income, and confirm you have no private insurance.
  4. Get your welcome letter with your start date and member ID.

Book your appointment with a CDCP dentist near you in London, such as Horizon Dental Care. We also bill Sun Life directly, so you don’t need to submit an insurance claim.

Why Choose Horizon Dental Care?

Dental treatment at Horizon Dental Care becomes simple, efficient, and worry-free:

  • The late working day appointments allow you to get a check-up without affecting your daily routine, which is particularly busy.
  • Modern dental technology guarantees the most effective and comfortable treatments.
  • Wide range of services – we are your one-stop dental clinic in London.
  • Customized treatment plans to meet all your oral health goals.
  • Special offers: 10% student discount and a free whitening kit with a full exam & cleaning.

We help patients with eligibility checks, preauthorization, and billing so that accessing the Canadian dental care plan in London is easy.

Take the Next Step Today

Don’t let dental costs stop you from getting the care you need! Contact Horizon Dental Care, your trusted dentist and CDCP provider in London, to learn how the Canadian dental care plan can help. Call us at  (519) 672-2730 or book your appointment online. Let us make dental care simple, affordable, and stress-free for you and your family!

FAQs

What is the income limit for the Canadian dental care plan in London?

Your adjusted family net income must be under CAD 90,000 to qualify for the Canada Dental Program.

Yes! The CDCP for seniors allows full coverage for seniors under CAD 70,000 and partial coverage for others.
Services include checkups, cleanings, fillings, root canals, crowns, dentures, oral surgery, sedation, and limited orthodontic care. Some services may require preauthorization.
No. The Canadian dental care plan is only for those without dental insurance for seniors or other private coverage.
Yes, root canal therapy is included. Retreatments may need preapproval.
Horizon Dental Care is a registered CDCP provider in London, ready to help you access all the benefits of this program.